In-House Banking vs In-House Cash

Welcome to this blog post of In-House Banking vs In-House Cash. In-House Banking is the new innovation available with 2208 release of SAP S/4HANA Cloud and here we see some comparison between the two solutions.

SAP has been working on continuous improvements, bringing in new innovations from In-House Cash in 1998 to In-House Banking in 2022.SAP In-House Cash is an internal banking solution for corporates based on SAP’s banking software SAP Bank Customer Accounts (BCA). It is available with SAP S/4HANA on premise.

SAP In-House Banking is the new innovation, an internal banking solution, where subsidiaries can maintain in-house bank accounts with headquarters, available from this year, with SAP S/4HANA Cloud 2208 release. It works with both SAP S/4HANA Cloud and on premise.

While there are similarities between the two solutions, there are some differences too. Both solutions aim to reduce the number of external bank accounts and bank connectivity cost with internal banking. With all the latest innovations, In-House Banking offers benefits over In-House Cash and these benefits are shown below.SAP’s In-House Banking functionality works with both SAP S/4HANA Cloud and on premise. It can be activated with scope item 6BP in Best Practice Explorer for SAP S/4HANA Cloud.

In-House Banking is fully embedded in the Advanced Payment Management solution (scope item 4MT) and derives all its benefits like central monitoring and approval of payments for SAP and non-SAP systems.

Fiori Apps

We get new Fiori based UI for attractive look and feel with In-House Banking.

The following Fiori apps are delivered with SAP S/4HANA Cloud 2208 release:

We get Fiori App for creating single and group limits.

We get upload functionality for single and mass accounts.

It allows payment files and bank statements in different formats.

Standard job templates are available for executing bank statements and transfer to General Ledger-

Additional references –

In-House Cash

Advanced Payment Management

In-House Banking

More Information on SAP S/4HANA Cloud:

  • Finance with SAP S/4HANA Cloud 2208 blog
  • Finance Collection Blog (roadmap, quarterly release highlights, microlearnings) here
  • openSAP Microlearnings for SAP S/4HANA for Finance and GRC here
  • SAP S/4HANA Cloud Customer Community for Finance here
  • SAP S/4HANA Cloud release info:
  • SAP S/4HANA PSCC Digital Enablement Wheel here
  • Early Release Webinar Series here
  • Inside SAP S/4HANA Podcast here
  • Best practices for SAP S/4HANA Cloud here
  • SAP S/4HANA Cloud Community: here
  • Feature Scope Description here
  • What’s New here
  • Help Portal Product Page here
  • Implementation Portal here